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10 Cheapest US Cities to Live In

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When it comes to cheap living, don't mess with Texas. The Lone Star State is home to the two most-affordable cities in America. But Texas doesn't have a monopoly on low living costs. Five other states make an appearance on our list.
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15 Surprising Benefits of Amazon Prime

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Many of us first signed up for Amazon Prime years ago to take advantage of free two-day shipping, and stayed with it as the giant online retailer edged the annual fee toward the triple-digit mark. But what are you really getting with your $99-a-year Amazon Prime membership? A lot more than you’re probably using.
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17 Red Flags for IRS Auditors

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Ever wonder why some tax returns are eyeballed by the Internal Revenue Service while most are ignored? Short on personnel and funding, the IRS audited only 0.70% of all individual tax returns in 2016. So the odds are pretty low that your return will be singled out for review. And, of course, the only reason filers should worry about an audit is if they are fudging on their taxes.
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Time-Tested Tactics to Build Your Wealth

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We have doled out a lot of good advice over the 70 years we’ve been publishing Kiplinger's Personal Finance magazine. So in many ways it was easy to come up with 70 ideas on how to create wealth. But when our editorial staff submitted nearly 300 ideas, the editors had to roll up our collective sleeves and distill the advice into absolute gems.
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7 Habits of People With Excellent Credit Scores

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Want to improve your credit score? Take a page from the best. People with excellent scores know that following a few basic rules is the key to success. Adopting their habits could boost your score into the stratosphere, opening the door to the best interest rates and terms on loans. And capturing the lowest loan rates can save you a bundle of money in the long run.
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10 Kirkland Products You Should Buy at Costco

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Years back, retailers got wise to the ways of store brands. You know the drill: Grocers stock their shelves with food items packaged just for them, from pasta sauces to pinto beans. For most, gone are the days of those products signaling to customers that yes, they’re less expensive than national brands -- and less tasty. I’m looking at you, old-school A&P with your Ann Page line of goods. Rest in peace.
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10 Worst States To Live In For Taxes

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Lots of people fret about how much they have to pay Uncle Sam, but he’s not the only tax man you have to worry about: Your state can squeeze you for plenty of taxes, too. State income taxes or property taxes could cost you thousands of dollars every year. High sales taxes or gas taxes could slowly drain your funds every time you pull out your wallet.
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Tax Strategies for Retirees

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Nothing in life is certain except death and taxes. —Benjamin Franklin. That saying still rings true roughly 300 years after the former statesman coined it. Yet, by formulating a tax-efficient investment and distribution strategy, retirees may keep more of their hard-earned assets for themselves and their heirs. Here are a few suggestions for effective money management during your later years.
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Turning 30 and Getting Serious About Finances

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Throughout her 20s, Nancy Corwin dreaded the day she turned the big 3-0. Then the day finally came—and went. "And it was no big deal," said Nancy. "It was really sort of a letdown after all that worrying," she joked. One thing did change for Nancy, however. She decided to get serious about her financial life—and her future.
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23 Tax Deductions You Can't Afford to Overlook

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Years ago, the fellow running the IRS told Kiplinger's Personal Finance magazine that he figured millions of taxpayers overpaid their taxes every year by overlooking just one of the money-saving tax breaks listed here. We’ve updated all the key details in this popular guide to the common tax deductions many filers miss to ensure that your 2016 return is a money-saving masterpiece. Cut your tax bill to the bone by claiming all the tax write-offs you deserve.
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